In force Housing decree approved again as RDL 29/2026
In force since 8 October, after Congress repealed the earlier decree. It lapses unless the Diputación Permanente confirms it by about 13 November. A general election follows on 29 November.
Monthly update · 1 November 2026
Property law changes for buyers: November 2026
In short: Greece publishes the 15% bill; Spain's housing decree waits for its vote; Portugal's 2027 IMT bands.
What we found between 7 October and 1 November 2026, with the status on 1 November 2026. For the status of each change today, see the property law tracker (checked 2 November 2026).
Spain
Approved Lease extensions in 5-year periods (RDL 28/2026)
Takes effect on 15 November only if it is confirmed.
Bill Andalusia: resale ITP 6.75% from 2027
In the 2027 budget bill approved by the regional government on 30 October. Parliament is expected to vote before the end of the year.
Portugal
Bill 2027 budget: IMT bands up 2.3%
Approved on first reading on 28 October; final vote on 24 November. The 7.5% for buyers who are not tax-resident does not change.
Approved Undivided inheritances
Approved by the Council of Ministers on 22 October: any heir will be able to ask for an inherited property to be sold at market value.
Greece
Bill The 15% transfer tax is now in a bill
For homes bought by individuals tax-resident outside the EU/EEA, for final contracts from 1 July 2027. Public consultation ran from 18 October to 1 November. The exemptions announced in September are not in the bill as published.
Bill Same bill: VAT, capital gains tax and ENFIA
The VAT suspension on new buildings and the suspension of capital gains tax on property sales would both run through 2027. The ENFIA exemption for main homes would cover places of up to 2,000 inhabitants from 2027.
In force Golden Visa: revocations for short lets
On 15 October the migration minister said permits will be revoked where the property is let short-term, which the law already forbids.
Information, not legal advice: a change can apply differently to your case. Ask an independent lawyer before you rely on it.
Looking at a listing?
We check it against official data, list what it leaves out and work out the costs. Free preview in about a minute.