Pre-offer checks for homes in Spain, Portugal and GreeceSpain, Portugal, Greece

Monthly update · 7 October 2026

Property law changes for buyers: October 2026

In short: Portugal: deeds must state the use licence, and the 7.5% IMT for couples; Greece announces 15% for buyers from outside the EU.

What we found between 9 July and 7 October 2026, with the status on 7 October 2026. For the status of each change today, see the property law tracker (checked 2 November 2026).

Spain

Lapsed Housing decrees RDL 26/2026 and 27/2026 repealed

In force on 1 October, repealed by Congress on 2 October.

Later: Approved again on 6 October as RDL 28/2026 and 29/2026. Status today

Portugal

In force The deed must state the use licence

From 1 October 2026 (Decreto-Lei 108/2026), the deed must say whether the property has a use licence. A deed that leaves it out makes the sale voidable.

Status today

In force 7.5% IMT for non-residents: how it applies to couples

Tax Authority guidance of 4 September 2026: under community property, the 7.5% applies only if both spouses are non-resident and have never been resident. A refund can be claimed within 6 months.

Status today

In force Local short-let rules

Towns with more than 1,000 short-let registrations have until 31 December 2026 to adopt their own rules (Decreto-Lei 151/2026, in force since 31 July 2026).

Status today

Greece

Announced 15% transfer tax for buyers from outside the EU/EEA

Announced in September 2026, planned from 1 July 2027. No bill yet on 7 October.

Later: A bill followed in October. Status today

Announced Short-let freeze and VAT-free new builds to be extended

Announced in September: the freeze on new short-let registrations in central Athens and Thessaloniki to 31 December 2027, and the VAT suspension on new buildings.

Later: The VAT extension is in the October bill. Status today

In force Inheritance: heirs liable only up to the value of the estate

Law 5303/2026, for deaths from 16 September 2026.

Information, not legal advice: a change can apply differently to your case. Ask an independent lawyer before you rely on it.

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