Umno, a chatbot or a lawyer?
They do different jobs at different moments of a purchase. Most buyers need more than one of them. Here is what each one does, so you can choose.
Last reviewed: October 2026.
In short
Umno
Before the viewing and the offer: is this listing worth the next step, and what should I ask?
A general chatbot
Any time, for general questions: how buying works in a country, what a term means.
An independent lawyer
Before you pay a deposit or sign anything: is it legally safe to buy this property?
Side by side
“A general chatbot” means a general-purpose assistant, such as ChatGPT, used without special instructions. Results vary with the version and with how you ask.
| Feature | Umno | A general chatbot | An independent lawyer |
|---|---|---|---|
| Reads the listing | YesFrom the link, or from your screenshots when a portal blocks automatic access | SometimesDepends on the version; you often need to paste the text yourself | YesUsually together with the documents |
| Compares the price with official data | YesINE for Portuguese municipalities and the Ministry of Housing for Spanish provinces, with source and period | SometimesIf asked; the figure, source and period are not always given or current | Not usuallyA valuation is a separate service |
| Says what the listing leaves out | YesEvery report has a section on missing information | If you askIt answers the questions you think of | YesThrough the documents |
| Estimates the purchase costs | YesTaxes, notary, registry and lawyer, as estimates for that country and region | In general termsRates may be out of date | YesFor your specific purchase |
| Viewing checklist and questions for the agent | YesSpecific to the listing | If you ask | Not usuallyNot part of a legal review |
| Checks the land registry, debts and contracts | NoIt tells you which documents to request in that country | No | YesThis is the lawyer’s job |
| Legal advice, and responsibility for it | NoInformation and decision support only | No | Yes |
| Same structure every time | YesNine sections, so listings are easy to compare | NoDepends on the conversation | DependsOn the lawyer |
| Time | About a minute | Minutes, depending on your questions | Days, depending on the documents |
| Cost | Free preview; €19.90 per full report, or less in a pack | Free or a monthly subscription | A fee for the purchase, usually agreed in advance |
A sensible order
Use Umno to sort the listings worth seeing from the ones that aren’t, and to arrive at the viewing with the right questions. When you are ready to make an offer on one property, instruct an independent lawyer before you sign a reservation contract or pay a deposit.
Umno was created by a lawyer with more than 20 years of legal practice, and every report ends by telling you which documents your lawyer will need.
ChatGPT is a trademark of OpenAI. Umno is not affiliated with OpenAI or with any other assistant provider. This comparison describes general-purpose assistants used without special instructions; individual products and versions differ.
Try it on a listing
Free preview in about a minute. No account, no card.